Why is the Board still using "snail mail" to send government employees their TSP account numbers and password, especially when the employee needs to reset their password? This is a waste of money and time. The TSP website says that for "security reasons, you cannot receive this number [or password] via e-mail or over the telephone." Why is this? Thousands of other institutions allow their customers to change passwords ...more »
Daniel Lytton P.O. Box 684 Mukilteo, WA 98275 email@example.com Secretary Tim Geithner Dear Secretary Geithner: I am a home and small rental property owner who has been hard hit by the banking crisis. I cannot get a loan despite having a credit score over 800. I have been forced to put property on the market and sell for any price to stay solvent. This is how I believe we can fix the housing mortgage ...more »
I have a plan to jumpstart the economy.I am not a financial nor economic genius,(although my late husband definitely WAS),I am just a mom.As you know when schools get into financial trouble,they don't call financial experts,they call the MOMS! I have a way to immediately connect the dots as well as share information that would have a powerful impact on jobs,the housing market and banks.It would also help win the votes ...more »
The housing market needs to fall and prices need to be realigned with what the population is earning. Although prices seem like they've fallen quite a bit already, this is only true if you are comparing them to what they were at the height of the boom. The boom was a result of many irresponsible groups of people who allowed overpriced houses to be sold to under qualified buyers. By implementing incentives and strategies ...more »
I am a clothing store manager, i am also a student of Economics. Our clothing business is so slow and we are not alone, the whole mall is empty . I hear it often enough from customers, we have no money to spend,many Americans have high credit cards balance.The same banks that the government bailed out turned around and raised the minimum payment, interst rate and lowere thier credit limit or took it away completely. ...more »
We have seen program after program fail - in my opinion because it favors servicers and is voluntary and they have been hustling the public ever since.....unfortunately all with your support. THE TRADITIONAL PROGRAMS DO NOT AND WILL NOT WORK. We must think out of the box - Congress/Senate has been sitting on their hands afraid to make any moves or at the very minimum hold hearings from regular people. Please look in ...more »
Ref: terminology "Public debt outstanding" which should be Gross Federal Debt. The public debt is the debt held by the public. Debt has two components: debt held by the public & debt held by government accounts. CBO, OMB and the Commission on Fiscal Responsibility uses the term Gross Federal Debt. The public and officials have a difficult time in sorting through the debt and the deficit. Using "Public debt outstanding" ...more »
Congratulation on new $100 bill. rather than leave the old ones in circulation, why don't you demonetize them and give an amnesty for two months on criminal penalities if people can not account for where they got them when they turn them in them provided they pay a 50% tax. That should get back all the money that is in the hands of criminals that taxes have not been paid on and make a big contribution to reducing the ...more »
Rather than post each of my "OpenGov" Ideas at 27 different websites, I have posted them at the GSA's website (since they are in the forefront of the OpenGov initiative). So, by this notice, the members of the OpenGov Team for your agency have been informed of those ideas. (At least, now, you can't say you were unaware of them.) http://opengsa.ideascale.com/a/pmd/29640-6960 ALSO -- Your OpenGov Team members, ...more »
Application of New Information Technology to the Transparency Objective of the Open Government Directive While the Open Government Directive offers an unprecedented challenge to Federal Agencies, information technology is now available to assist Agencies in achieving the Transparency objective of the Directive in a rapid, cost-effective manner. Throughout the Directive, the need to proactively provide easy to use, ...more »
FDIC, SEC, CFTC, OCC, OTS and the Federal Reserve Board as a network appointed to regulate the financial system has failed as a whole. Now there are discussions about adding to this a Consumer Protections Agency which be appointed with doing a job that would not be necessary had the previous worked together effectively for consumers and not exclusively for the banking industry.
A sustainable approach to strengthen the foundation of our economy is an educated and skilled population combined with entrepreneurial spirit. We hear over and over our economy's strength is in in consumer spending yet no connection has been made that 20-30 years of educational debt that we are steadily saddling the largest generation. The deregulation bonanza of the last two presidential administrations has created ...more »
The Treasury Department should not allow the lenders to include forebearance in denying people access to the modification. If you are truly interested in helping people stay in their homes, you need some parameters and compliance on the part of the banks. We were denied by Nationstar because the "balloon would be too big at the end of the 30-year mortage." Your program needs more teeth in it. I would like a copy of your ...more »
Treasury Department should have an easy to find suggestion program that anyone can submit ideas to. The suggestion program should allow for awards which could be a percentage of the first year's cost savings. Awards would only be given to suggestions that are approved and amount is based on a small percentage of the savings (I have seen 3%-25% in various programs)so government is saving funding and most suggestions ...more »
It would be great if people could file their taxes via telephone call and most important make payments without having third parties involved.